Privacy Statement

As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.

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Notice of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean Neighborhood National Bank. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

	Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
	Deposit account
	Loan account
	Safe deposit box
	Retail installment contract we hold and service
	Mortgage brokerage services
	Insurance policies issued by or through us
	Real estate settlement services, other than one-time appraisal services

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.

Nonpublic personal information means information about you
that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".

	Information you give us on applications or other forms
	Information about your transactions with us
	Information about your transactions with our affiliates
	Information about your transactions with our parties
	Information from a consumer reporting agency

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Information We Disclose About You

We do NOT disclose any information about you to anyone, except as permitted by law.

This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

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The Confidentiality, Security, and Integrity of Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.


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Information About Former Customers

We do not disclose information about former customers, except as permitted by law.

Thank You!