Effective Date: September 03, 2010
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Certificate of Deposit Specials
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Minimum Deposit and Balance to Obtain APY
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Interest Rate
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Annual Percentage Yield
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Penalty
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Fixed Rate - 9 Month Anniversary Special
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$1,000 |
1.49% |
1.49% |
3 Months Int. |
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Certificates of Deposit
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Minimum Deposit and Balance to Obtain APY
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Interest Rate
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Annual Percentage Yield
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Penalty
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Fixed Rate - 60 months
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$1,000
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2.95%
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2.95%
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6 Months Int.
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Fixed Rate - 48 months
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$1,000
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2.70%
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2.70%
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6 Months Int.
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Fixed Rate - 36 months
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$1,000
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2.30%
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2.30%
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6 Months Int.
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Fixed Rate - 24 months
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$1,000
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1.90%
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1.90%
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6 Months Int.
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Fixed Rate - 18 months
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$1,000
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1.65%
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1.65%
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6 Months Int.
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Fixed Rate - 12 months
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$1,000
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1.55%
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1.55%
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3 Months Int.
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Youth Saver - 12 months
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$250
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1.55%
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1.55%
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3 Months Int.
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Fixed Rate - 6 months
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$1,000
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1.20%
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1.20%
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3 Months Int.
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Fixed Rate - 3 months
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$1,000
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.80%
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.80%
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3 Months Int.
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| IRA Certificates of Deposit | Minimum Deposit and Balance to Obtain APY | Interest Rate | Annual Percentage Yield | Penalty |
| Fixed Rate - 60 months |
$1,000 |
3.20% |
3.20% |
6 Months Int. |
| Fixed Rate - 48 months | $1,000 | 2.95% | 2.95% | 6 Months Int. |
| Fixed Rate - 36 months | $1,000 | 2.55% | 2.55% | 6 Months Int. |
| Fixed Rate - 24 months | $1,000 | 2.15% | 2.15% | 6 Months Int. |
| Fixed Rate - 18 months | $1,000 | 1.90% | 1.90% | 6 Months Int. |
| Fixed Rate - 12 months | $1,000 | 1.80% | 1.80% | 3 Months Int. |
| Fixed Rate - 6 months | $1,000 | 1.45% | 1.46% | 3 Months Int. |
| Fixed Rate - 3 months | $1,000 | 1.05% | 1.05% | 3 Months Int. |
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Checking Accounts
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Minimum Deposit and Balance to Obtain APY
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Interest Rate
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Annual Percentage Yield
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Classic Checking
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$250
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0.40%
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0.40%
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High Yield Checking
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$750 - $9,999.99
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0.40%
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0.40%
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$10,000 - $24,999.99
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0.45%
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0.45%
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$25,000 +
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0.50%
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0.50%
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| Free Reward Checking | ** $0.01 - $25,000 | 2.47% | 2.50% | details below |
| **$25,000 and above | 0.51% | 0.51% | ||
| *** $0.01 and above | 0.25% | 0.25% | ||
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Savings Accounts
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Minimum Deposit and Balance to Obtain APY
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Interest Rate
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Annual Percentage Yield
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Statement Savings
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$250
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.70%
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.70%
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Youth Savers
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$0
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.70%
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.70%
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Money Market Savings
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$500 - $9,999.99
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.85%
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.85%
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$10,000 - $24,999.99
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.90%
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.90%
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$25,000 - $49,999.99
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1.00%
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1.00%
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$50,000 - $99,999.99
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1.05%
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1.06%
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$100,000 +
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1.14%
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1.15%
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Health Savings Account
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$100 - $999.99
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.25%
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.25%
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$1,000 - $4,999.99
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.75%
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.75%
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$5,000 - $9,999.99
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1.00%
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1.00%
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$10,000 and above
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1.50%
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1.51%
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**when qualifers are met
***when qualifers are not met
Details on Reward Checking: 2.50% Annual Percentage Yield (APY) paid on balances between one penny and $25.000, and 0.51% APY paid on all amounts above $25,000 each cycle the minimum qualifiers are met. If you do not meet the qualifiers per cycle, your account will still function as a free checking account earning 0.25% APY, however it will not receive ATM refunds for that time period. Rates as of August 23, 2010. We may change the interest rate and APY at any time after the account is opened.






